Jeep TJ Forum Third generation of the classic Jeep - manufactured since 1997. Known by the coil springs and round headlights. Includes the Rubicon and Unlimited editions as well

Insurance

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Old 11-04-2010 | 01:21 AM
  #1  
HiJinx's Avatar
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Joined: Nov 2010
Posts: 3
From: Zephyr, Ontario
Angry Insurance

So, I've had my jeep now for about 2 weeks now and still can't get it on the road. I have been to the MTO office about 5 times and am now hung up on insurance. Intact is willing to take me for about $358 a month but they want pics. State Farm quoted me at $410(they dont know its lifted yet). It seems nobody will take a lifted vehicle. I am 18 (19in dec.) with a clean driving history I don't understand this. Where does everyone get their insurance? p.s. theres about a 4-6" suspension lift, 3" body lift is coming out. Pics to come for my previous thread.
Old 11-04-2010 | 06:34 AM
  #2  
patyjlongmire's Avatar
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Joined: Oct 2009
Posts: 111
From: Owen Sound Ontario Canada
Default Re: Insurance

only pics no big deal. I have 87 yj my insurance had no trouble with lifted jeep..I think age might have something to do with it. I'm 35 now. Much more mature now (when the kids are with me ).
Old 11-04-2010 | 09:11 AM
  #3  
Mr White's Avatar
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Posts: 1,588
From: Quebec
Default Re: Insurance

In que it's high when ur under 25 but nothing like the rip off prices ur paying in Ont. I have 2 vehicles and pay under 500 per yr total and there both full protection Possible u can get put as a rider on some relatives insurance like a parent this may bring ur policy price down. Is this going to be driven on the road or just for offroading (trailer queen) this will help the insurance too. Other is I don't how it works in Ont but if u use ur vehicle for work they charge more for insurance here in que. U probably want it as a daily driver Others may come in an suggest ins companies and what there paying. Good luck
Old 11-04-2010 | 09:15 AM
  #4  
bigt's Avatar
Senior Member
 
Joined: Oct 2008
Posts: 169
From: chippawa
Default Re: Insurance

take out the body lift put on small rubber and take it in for them to see

just say its got HD springs as the PREV owner used it for plow

my insurance went down on the right 91 hand drive vs a 93 4runner lol

add to add a suzuki its 40 bucks a month...

we get hit hard especially in this area of ontario.. tourist accidents drive the rates up up up! "niagara/gta"
Old 11-05-2010 | 09:58 PM
  #5  
givemud's Avatar
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Joined: Dec 2009
Posts: 11
From: toronto
Default Re: Insurance

you should give RBC a call.
Old 11-06-2010 | 01:46 PM
  #6  
jonathan432's Avatar
Senior Member
 
Joined: Apr 2009
Posts: 141
From: Ile-Perrot(montreal)
Default Re: Insurance

I just turned 23 and my jeep is not lifted but has 31's with upgrade suspension and that and monster exaust which they know all about and I pay 850 a year in quebec it was 1000 last year I am sure it is your age
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